Bank of Baroda: Apr-Jun net profit 12.1 bln rupees vs 8.6 bln loss Analysts estimated Bank of Baroda Apr-Jun net profit 11.3 bln rupees Bank of Baroda: Apr-Jun total income 200.2 bln rupees vs 203.1 bln Bank of Baroda: Apr-Jun provisions 41.1 bln rupees vs 53.5 bln Bank of Baroda: Gross NPA ratio at 8.86% on Jun 30 vs 8.87% qtr ago Bank of Baroda: Net NPA ratio at 3.03% on Jun 30 vs 3.09% qtr ago Bank of Baroda: Provision coverage ratio at 83.14% as on Jun 30